Trusted Insurance Service Solutions for You Across the United States
Comprehensive coverage options tailored to your needs.
Trusted Insurance Service Solutions for You Across the United States
Comprehensive coverage options tailored to your needs.
About Dan Armentrout Insurance
Our Mission
At Dan Armentrout Insurance Services, we are dedicated to providing comprehensive insurance solutions tailored to your needs. Our mission is to protect what matters most to you with integrity, excellence and attention to detail.
Simply looking for home insurance?
"All or nothing"?
Have you found that in order to obtain home insurance you are being asked to also move your auto and "umbrella" policies as a requisite? Or that a quote will take 4 weeks to generate? Even more maddening can be told that your home "doesn't qualify" because the valuation is too low or too high. Not all carriers employ these tactics. That's why having access to multiple carriers is imperative today. Let us find the coverage you need and want as a "bundle" if you desire or simply a "stand-alone" policy. Single family residences, condominiums, duplexes, farm & ranch, secondary properties, short-term rental properties, long term rental properties ("Landlord"), auto, boat, RV, classic vehicle, valuable articles, flood, earthquake and more.
Commercial Insurance solutions.
We have multiple solutions for your commercial insurance needs. The acquisition of commercial insurance has become as challenging as finding home insurance today. Many commercial carriers have stopped writing coverage, but, many have not. Not all brokers have access to the same insurance carriers. Our nearly four decades of brokering insurance lines has allowed us to solidify relationships with the top carriers in the country which is a tremendous asset today more than ever. Property, general liability, professional liability, workers com, excess liability, course of construction, commercial/business auto, trucking, restaurant, BOP and many other coverages underwritten.
The dreaded "elevated wildfire risk" label...
The "elevated wildfire risk area" phrase has become quite a common catch-all in the insurance industry today. While there are more fire stations and fire hydrants, better fire resistive building materials and fire prevention awareness and a reduction of structures burning absent a "wildfire", the devastation of wildfires have all but wiped out the great advancements made in fire prevention as a whole in may parts of America. With regards to insurance, the designation of "elevated wildfire risk" is solely determined by each individual insurance carrier. They determine the risk based upon their criteria as consideration for insuring or declining to insure a home or general geographic area. Here are a few things carriers look at when determining what is an "elevated wildfire risk area" around an insuring address:
- Unspent fuel in within a varying radius.
- Historic wind direction, velocity.
- Average daily temperature.
- Average daily rainfall and humidity.
- Past historic fire scarring in the area.
- Distance to responding fire station/department.
- Number of fire trucks in the responding fire station/department.
- Water gallons per minute capacity of responding fire station/department.
- Proximity to working fire hydrant.
- Capacity and water pressure of closest fire hydrant.
